Educação Financeira (by ₵αͲμαβα)

..:: Os próximos gráficos vão demorar alguns segundos a mais para serem calculados e carregados ::..

Os gráficos mostram um histórico desde jan/21 do Valor Realizado (linha branca) em comparação com os valores teóricos calculados a partir de regressões estatísticas para o Valor Justo (linha azul), Suporte (linha verde) e Resistência (linha vermelha). Os gráficos da parte superior desta página são uma "foto" do momento atual dos gráficos históricos que serão mostrados abaixo:

Bitcoin: O Bitcoin possui todas as características positivas do Ouro (exceto o tempo em utilização), e resolve os problemas que o Ouro tem (divisibilidade, transportabilidade, verificação de autenticidade), tendo potencial para ser o melhor ativo já criado/utilizado pela humanidade. O certo é comprar em corretora e fazer auto custódia. Se só quiser exposição financeira, pode comprar ETFs como o HASH11, BITH11 ou o QBTC11.

S&P 500: 500 maiores empresas dos EUA, é uma opção muito boa. No Brasil tem a opção de comprar o ETF IVVB11.

IBovespa: Segue as quase 100 maiores empresas do Brasil negociadas na Bolsa. Pode investir a partir do ETF BOVA11.

Ouro: O Ouro já se provou ao longo do tempo como uma proteção de longo prazo sobre a desvalorização das moedas. Pode investir a partir do ETF GOLD11.

IWM iShares Russell 2000 Small Caps: São empresas menores nos EUA, com maior volatilidade (oscilação de preço). Não tem um ETF para compras direto no Brasil, mas há bancos e corretoras que permitem comprar diretamente da bolsa americana NYSE.

Fundos Imobiliários: Investimentos nos principais imóveis brasileiros (escritórios comerciais, galpões logísticos, shoppings, etc). Pode investir a partir do ETF XFIX11.

Dinheiro é uma ferramenta útil para vivermos nossa vida com segurança e algum conforto, além de podermos ter uma velhice digna. Desvalorizar nosso dinheiro através de inflação é algo imoral e antiético feito pelo Estado, por isso a importância da Educação Financeira.
Então cuide do seu dinheiro, invista o que puder, mas nunca abra mão da caridade, e nunca coloque-o acima da sua fé em Deus e do amor à sua família.

"Ninguém pode servir a dois senhores, pois odiará a um e amará o outro, ou se dedicará a um e desprezará o outro. Vocês não podem servir a Deus e ao Dinheiro" (Mateus 6:24)
"A quem muito foi dado, muito será exigido, e a quem muito foi confiado, muito mais será pedido" (Lucas 12:48)
"Consagre ao Senhor tudo o que você faz, e os seus planos serão bem-sucedidos" (Provérbios 16:3)
"Entrega o teu caminho ao Senhor, confia nele, e ele tudo fará" (Salmos 37:5)

Inflação e Desvalorização do R$: valor divulgado (IPCA) X valor verdadeiro (M2)

Explicação do gráfico de IPCA e M2 Anualizado: A linha verde mostra a inflação aualizada (janela móvel dos últimos 12 meses) considerando o IPCA, que é a informação oficial do governo (mais otimista), enquanto a linha vermelha mostra a inflação anualizada considerando a quantidade de dinheiro que o governo "imprime a partir do nada", que é o Agregado Monetário M2 (informação mais realista). Qualquer investimento com rendimento inferior à inflação M2, é na verdade uma PERDA! Veja que na grande maioria do tempo, o Agregado Monetário M2 é MUITO MAIOR do que o IPCA oficial, ou seja, todos nós estamos sendo enganados com números que "escondem" a inflação verdadeira (aumento de dívida pública para próximos governos, "reduflação", piora de qualidade de produtos, etc).

Explicação do gráfico de Desvalorização % Acumulada de IPCA e M2: O dinheiro estatal só perde valor ao longo do tempo. Se você tivesse R$ 100 em 01/01/2002, esse gráfico mostra o valor atual dele, ou seja, quanto vai perdendo valor conforme o tempo passa. A linha verde é esse cálculo de acordo com o IPCA (informações oficiais divulgadas pelo governo, mais "otimistas"), enquanto a linha vermelha mostra os valores verdadeiros, calculados a partir do Agregado Monetário M2, disponível no site do Banco Central do Brasil, que calcula a inflação a partir da quantidade de dinheiro que o governo "imprimiu a partir do nada" (informação mais realista).

Tabela com os dados históricos oficiais de IPCA e Agregado Monetário M2 (se clicar sobre os nomes, irá para as páginas OFICIAIS de onde são extraídos):

Data (M2)	Data (IPCA)	Agregado Monetário M2 (R$)	IPCA % Mensal	M2 % Mensal	IPCA % Acumulado	M2 % Acumulado	IPCA % Anualizado	M2 % Anualizado	Desvalorização % IPCA Acumulada	Desvalorização % M2 Acumulada
01/01/2002	2002-01	317.273.183	0.52%	0.00%	0.52%	0.00%			99.48%	100.00%
01/02/2002	2002-02	318.151.239	0.36%	0.28%	0.88%	0.28%			99.13%	99.72%
01/03/2002	2002-03	327.125.313	0.60%	2.82%	1.49%	3.11%			98.53%	96.99%
01/04/2002	2002-04	325.806.655	0.80%	-0.40%	2.30%	2.69%			97.75%	97.38%
01/05/2002	2002-05	328.168.352	0.21%	0.72%	2.51%	3.43%			97.55%	96.68%
01/06/2002	2002-06	345.210.126	0.42%	5.19%	2.94%	8.81%			97.14%	91.91%
01/07/2002	2002-07	356.786.925	1.19%	3.35%	4.17%	12.45%			96.00%	88.93%
01/08/2002	2002-08	372.657.923	0.65%	4.45%	4.85%	17.46%			95.37%	85.14%
01/09/2002	2002-09	379.257.449	0.72%	1.77%	5.60%	19.54%			94.70%	83.66%
01/10/2002	2002-10	385.844.150	1.31%	1.74%	6.98%	21.61%			93.48%	82.23%
01/11/2002	2002-11	389.214.301	3.02%	0.87%	10.22%	22.67%			90.73%	81.52%
01/12/2002	2002-12	400.341.786	2.10%	2.86%	12.53%	26.18%	12.53	26.18	88.87%	79.25%
01/01/2003	2003-01	391.237.088	2.25%	-2.27%	15.06%	23.31%	14.47	23.31	86.91%	81.09%
01/02/2003	2003-02	393.976.058	1.57%	0.70%	16.87%	24.18%	15.85	23.83	85.57%	80.53%
01/03/2003	2003-03	388.142.457	1.23%	-1.48%	18.31%	22.34%	16.57	18.65	84.52%	81.74%
01/04/2003	2003-04	385.467.653	0.97%	-0.69%	19.45%	21.49%	16.77	18.31	83.72%	82.31%
01/05/2003	2003-05	388.490.690	0.61%	0.78%	20.18%	22.45%	17.24	18.38	83.21%	81.67%
01/06/2003	2003-06	386.338.027	-0.15%	-0.55%	20.00%	21.77%	16.57	11.92	83.33%	82.12%
01/07/2003	2003-07	388.813.938	0.20%	0.64%	20.24%	22.55%	15.43	8.98	83.17%	81.60%
01/08/2003	2003-08	390.970.738	0.34%	0.55%	20.65%	23.23%	15.07	4.91	82.88%	81.15%
01/09/2003	2003-09	392.149.375	0.78%	0.30%	21.59%	23.60%	15.14	3.40	82.24%	80.91%
01/10/2003	2003-10	390.099.002	0.29%	-0.52%	21.94%	22.95%	13.98	1.10	82.01%	81.33%
01/11/2003	2003-11	401.818.084	0.34%	3.00%	22.36%	26.65%	11.02	3.24	81.73%	78.96%
01/12/2003	2003-12	416.247.543	0.52%	3.59%	23.00%	31.20%	9.30	3.97	81.30%	76.22%
01/01/2004	2004-01	408.357.097	0.76%	-1.90%	23.93%	28.71%	7.71	4.36	80.69%	77.70%
01/02/2004	2004-02	411.584.365	0.61%	0.79%	24.69%	29.73%	6.69	4.45	80.20%	77.09%
01/03/2004	2004-03	413.528.931	0.47%	0.47%	25.27%	30.34%	5.89	6.52	79.83%	76.72%
01/04/2004	2004-04	415.095.168	0.37%	0.38%	25.74%	30.83%	5.26	7.67	79.53%	76.43%
01/05/2004	2004-05	429.712.981	0.51%	3.52%	26.38%	35.44%	5.15	10.60	79.13%	73.83%
01/06/2004	2004-06	437.868.637	0.71%	1.90%	27.27%	38.01%	6.06	13.32	78.57%	72.46%
01/07/2004	2004-07	443.323.859	0.91%	1.25%	28.43%	39.73%	6.81	14.01	77.86%	71.57%
01/08/2004	2004-08	451.798.704	0.69%	1.91%	29.32%	42.40%	7.18	15.55	77.33%	70.22%
01/09/2004	2004-09	458.676.647	0.33%	1.52%	29.75%	44.57%	6.71	16.96	77.07%	69.17%
01/10/2004	2004-10	464.622.126	0.44%	1.30%	30.32%	46.44%	6.87	19.10	76.73%	68.29%
01/11/2004	2004-11	472.370.296	0.69%	1.67%	31.22%	48.88%	7.24	17.56	76.21%	67.17%
01/12/2004	2004-12	495.042.691	0.86%	4.80%	32.34%	56.03%	7.60	18.93	75.56%	64.09%
01/01/2005	2005-01	490.235.409	0.58%	-0.97%	33.11%	54.52%	7.41	20.06	75.13%	64.72%
01/02/2005	2005-02	493.606.417	0.59%	0.69%	33.90%	55.58%	7.39	19.94	74.68%	64.28%
01/03/2005	2005-03	503.251.673	0.61%	1.95%	34.71%	58.62%	7.54	21.71	74.23%	63.04%
01/04/2005	2005-04	503.512.158	0.87%	0.05%	35.89%	58.70%	8.07	21.31	73.59%	63.01%
01/05/2005	2005-05	505.887.925	0.49%	0.47%	36.55%	59.45%	8.05	17.73	73.23%	62.72%
01/06/2005	2005-06	513.644.026	-0.02%	1.53%	36.52%	61.89%	7.27	17.30	73.25%	61.77%
01/07/2005	2005-07	518.947.452	0.25%	1.03%	36.87%	63.56%	6.57	17.05	73.06%	61.14%
01/08/2005	2005-08	527.379.554	0.17%	1.62%	37.10%	66.22%	6.02	16.72	72.94%	60.16%
01/09/2005	2005-09	537.869.645	0.35%	1.99%	37.58%	69.53%	6.04	17.26	72.68%	58.99%
01/10/2005	2005-10	538.102.576	0.75%	0.04%	38.61%	69.60%	6.36	15.80	72.14%	58.96%
01/11/2005	2005-11	548.097.119	0.55%	1.86%	39.37%	72.75%	6.22	16.01	71.75%	57.89%
01/12/2005	2005-12	580.696.410	0.36%	5.95%	39.87%	83.03%	5.69	17.29	71.49%	54.64%
01/01/2006	2006-01	565.857.853	0.59%	-2.56%	40.70%	78.35%	5.70	15.40	71.07%	56.07%
01/02/2006	2006-02	573.618.535	0.41%	1.37%	41.28%	80.80%	5.51	16.18	70.78%	55.31%
01/03/2006	2006-03	577.567.486	0.43%	0.69%	41.88%	82.04%	5.32	14.75	70.48%	54.93%
01/04/2006	2006-04	578.426.578	0.21%	0.15%	42.18%	82.31%	4.63	14.86	70.33%	54.85%
01/05/2006	2006-05	592.703.839	0.10%	2.47%	42.32%	86.81%	4.23	17.15	70.26%	53.53%
01/06/2006	2006-06	599.137.480	-0.21%	1.09%	42.02%	88.84%	4.03	16.64	70.41%	52.95%
01/07/2006	2006-07	603.661.585	0.19%	0.76%	42.29%	90.27%	3.97	16.33	70.28%	52.56%
01/08/2006	2006-08	605.988.723	0.05%	0.39%	42.37%	91.00%	3.84	14.92	70.24%	52.36%
01/09/2006	2006-09	610.457.741	0.21%	0.74%	42.66%	92.41%	3.70	13.51	70.10%	51.97%
01/10/2006	2006-10	620.241.096	0.33%	1.60%	43.14%	95.49%	3.27	15.28	69.86%	51.15%
01/11/2006	2006-11	634.750.381	0.31%	2.34%	43.58%	100.06%	3.02	15.83	69.65%	49.98%
01/12/2006	2006-12	657.427.293	0.48%	3.57%	44.27%	107.21%	3.14	13.23	69.31%	48.26%
01/01/2007	2007-01	641.559.137	0.44%	-2.41%	44.90%	102.21%	2.99	13.40	69.01%	49.45%
01/02/2007	2007-02	642.580.488	0.44%	0.16%	45.54%	102.53%	3.02	12.05	68.71%	49.37%
01/03/2007	2007-03	646.115.709	0.37%	0.55%	46.08%	103.65%	2.96	11.89	68.46%	49.10%
01/04/2007	2007-04	652.641.668	0.25%	1.01%	46.44%	105.70%	3.00	12.85	68.29%	48.61%
01/05/2007	2007-05	659.908.686	0.28%	1.11%	46.85%	107.99%	3.18	11.35	68.10%	48.08%
01/06/2007	2007-06	673.213.592	0.28%	2.02%	47.27%	112.19%	3.69	12.38	67.90%	47.13%
01/07/2007	2007-07	679.342.235	0.24%	0.91%	47.62%	114.12%	3.74	12.54	67.74%	46.70%
01/08/2007	2007-08	695.368.107	0.47%	2.36%	48.31%	119.17%	4.18	14.75	67.43%	45.63%
01/09/2007	2007-09	709.585.174	0.18%	2.04%	48.58%	123.65%	4.15	16.23	67.30%	44.71%
01/10/2007	2007-10	720.078.486	0.30%	1.48%	49.03%	126.96%	4.12	16.10	67.10%	44.06%
01/11/2007	2007-11	732.920.543	0.38%	1.78%	49.59%	131.01%	4.19	15.46	66.85%	43.29%
01/12/2007	2007-12	779.565.807	0.74%	6.36%	50.70%	145.71%	4.46	18.57	66.36%	40.70%
01/01/2008	2008-01	755.191.254	0.54%	-3.13%	51.51%	138.03%	4.56	17.70	66.00%	42.01%
01/02/2008	2008-02	758.572.363	0.49%	0.45%	52.26%	139.09%	4.61	18.04	65.68%	41.83%
01/03/2008	2008-03	780.089.115	0.48%	2.84%	52.99%	145.87%	4.73	20.73	65.36%	40.67%
01/04/2008	2008-04	815.392.374	0.55%	4.53%	53.83%	157.00%	5.04	24.93	65.01%	38.91%
01/05/2008	2008-05	846.322.011	0.79%	3.79%	55.04%	166.75%	5.58	28.24	64.50%	37.49%
01/06/2008	2008-06	870.906.826	0.74%	2.90%	56.19%	174.50%	6.06	29.35	64.02%	36.43%
01/07/2008	2008-07	919.095.072	0.53%	5.53%	57.02%	189.69%	6.37	35.27	63.69%	34.52%
01/08/2008	2008-08	964.017.755	0.28%	4.89%	57.46%	203.84%	6.17	38.62	63.51%	32.91%
01/09/2008	2008-09	1.003.158.652	0.26%	4.06%	57.87%	216.18%	6.25	41.36	63.34%	31.63%
01/10/2008	2008-10	1.027.541.803	0.45%	2.43%	58.58%	223.87%	6.41	42.68	63.06%	30.88%
01/11/2008	2008-11	1.048.357.196	0.36%	2.03%	59.15%	230.43%	6.39	43.03	62.83%	30.26%
01/12/2008	2008-12	1.086.785.083	0.28%	3.67%	59.59%	242.54%	5.90	39.42	62.66%	29.19%
01/01/2009	2009-01	1.068.177.739	0.48%	-1.71%	60.36%	236.67%	5.84	41.46	62.36%	29.70%
01/02/2009	2009-02	1.074.117.820	0.55%	0.56%	61.24%	238.55%	5.90	41.62	62.02%	29.54%
01/03/2009	2009-03	1.073.712.242	0.20%	-0.04%	61.56%	238.42%	5.61	37.65	61.90%	29.55%
01/04/2009	2009-04	1.077.756.632	0.48%	0.38%	62.34%	239.69%	5.53	32.18	61.60%	29.44%
01/05/2009	2009-05	1.091.164.504	0.47%	1.24%	63.10%	243.92%	5.20	28.94	61.31%	29.08%
01/06/2009	2009-06	1.112.294.167	0.36%	1.94%	63.69%	250.58%	4.80	27.73	61.09%	28.52%
01/07/2009	2009-07	1.115.662.312	0.24%	0.30%	64.08%	251.64%	4.50	21.40	60.95%	28.44%
01/08/2009	2009-08	1.121.786.452	0.15%	0.55%	64.33%	253.57%	4.36	16.38	60.85%	28.28%
01/09/2009	2009-09	1.139.974.843	0.24%	1.62%	64.72%	259.30%	4.34	13.65	60.71%	27.83%
01/10/2009	2009-10	1.135.682.421	0.28%	-0.38%	65.18%	257.95%	4.17	10.53	60.54%	27.94%
01/11/2009	2009-11	1.150.559.910	0.41%	1.31%	65.86%	262.64%	4.22	9.75	60.29%	27.58%
01/12/2009	2009-12	1.185.866.143	0.37%	3.07%	66.48%	273.77%	4.31	9.12	60.07%	26.75%
01/01/2010	2010-01	1.164.959.304	0.75%	-1.76%	67.72%	267.18%	4.59	9.06	59.62%	27.23%
01/02/2010	2010-02	1.168.268.490	0.78%	0.28%	69.03%	268.22%	4.83	8.76	59.16%	27.16%
01/03/2010	2010-03	1.183.495.173	0.52%	1.30%	69.91%	273.02%	5.17	10.22	58.85%	26.81%
01/04/2010	2010-04	1.179.396.787	0.57%	-0.35%	70.88%	271.73%	5.26	9.42	58.52%	26.90%
01/05/2010	2010-05	1.193.103.293	0.43%	1.16%	71.61%	276.05%	5.22	9.33	58.27%	26.59%
01/06/2010	2010-06	1.213.647.686	0.00%	1.72%	71.61%	282.52%	4.84	9.09	58.27%	26.14%
01/07/2010	2010-07	1.224.429.731	0.01%	0.89%	71.63%	285.92%	4.60	9.73	58.26%	25.91%
01/08/2010	2010-08	1.248.586.797	0.04%	1.97%	71.70%	293.54%	4.49	11.28	58.24%	25.41%
01/09/2010	2010-09	1.280.552.635	0.45%	2.56%	72.47%	303.61%	4.70	12.31	57.98%	24.78%
01/10/2010	2010-10	1.292.953.330	0.75%	0.97%	73.77%	307.52%	5.20	13.84	57.55%	24.54%
01/11/2010	2010-11	1.324.903.932	0.83%	2.47%	75.21%	317.59%	5.64	15.14	57.07%	23.95%
01/12/2010	2010-12	1.387.911.551	0.63%	4.76%	76.31%	337.45%	5.91	17.03	56.72%	22.86%
01/01/2011	2011-01	1.373.573.507	0.83%	-1.03%	77.78%	332.93%	5.99	17.90	56.25%	23.10%
01/02/2011	2011-02	1.393.166.332	0.80%	1.43%	79.20%	339.11%	6.01	19.25	55.80%	22.77%
01/03/2011	2011-03	1.421.898.024	0.79%	2.06%	80.61%	348.16%	6.30	20.14	55.37%	22.31%
01/04/2011	2011-04	1.429.732.032	0.77%	0.55%	82.00%	350.63%	6.51	21.23	54.95%	22.19%
01/05/2011	2011-05	1.455.032.495	0.47%	1.77%	82.86%	358.61%	6.55	21.96	54.69%	21.81%
01/06/2011	2011-06	1.483.845.139	0.15%	1.98%	83.13%	367.69%	6.71	22.27	54.61%	21.38%
01/07/2011	2011-07	1.504.654.844	0.16%	1.40%	83.43%	374.25%	6.87	22.89	54.52%	21.09%
01/08/2011	2011-08	1.530.671.978	0.37%	1.73%	84.11%	382.45%	7.23	22.60	54.32%	20.73%
01/09/2011	2011-09	1.564.422.897	0.53%	2.20%	85.08%	393.08%	7.31	22.17	54.03%	20.28%
01/10/2011	2011-10	1.571.741.588	0.43%	0.47%	85.88%	395.39%	6.97	21.57	53.80%	20.19%
01/11/2011	2011-11	1.602.533.597	0.52%	1.96%	86.84%	405.10%	6.64	20.96	53.52%	19.80%
01/12/2011	2011-12	1.649.901.271	0.50%	2.96%	87.78%	420.03%	6.50	18.88	53.25%	19.23%
01/01/2012	2012-01	1.624.306.909	0.56%	-1.55%	88.83%	411.96%	6.22	18.26	52.96%	19.53%
01/02/2012	2012-02	1.630.953.144	0.45%	0.41%	89.68%	414.05%	5.85	17.07	52.72%	19.45%
01/03/2012	2012-03	1.648.106.102	0.21%	1.05%	90.08%	419.46%	5.24	15.91	52.61%	19.25%
01/04/2012	2012-04	1.643.620.310	0.64%	-0.27%	91.29%	418.05%	5.10	14.96	52.28%	19.30%
01/05/2012	2012-05	1.668.158.595	0.36%	1.49%	91.98%	425.78%	4.99	14.65	52.09%	19.02%
01/06/2012	2012-06	1.691.859.070	0.08%	1.42%	92.14%	433.25%	4.92	14.02	52.05%	18.75%
01/07/2012	2012-07	1.701.379.607	0.43%	0.56%	92.96%	436.25%	5.20	13.07	51.82%	18.65%
01/08/2012	2012-08	1.717.369.610	0.41%	0.94%	93.75%	441.29%	5.24	12.20	51.61%	18.47%
01/09/2012	2012-09	1.737.700.016	0.57%	1.18%	94.86%	447.70%	5.28	11.08	51.32%	18.26%
01/10/2012	2012-10	1.742.734.111	0.59%	0.29%	96.01%	449.29%	5.45	10.88	51.02%	18.21%
01/11/2012	2012-11	1.759.318.172	0.60%	0.95%	97.18%	454.51%	5.53	9.78	50.72%	18.03%
01/12/2012	2012-12	1.792.891.488	0.79%	1.91%	98.74%	465.09%	5.84	8.66	50.32%	17.70%
01/01/2013	2013-01	1.750.647.756	0.86%	-2.36%	100.45%	451.78%	6.15	7.76	49.89%	18.12%
01/02/2013	2013-02	1.749.820.224	0.60%	-0.05%	101.65%	451.52%	6.31	7.27	49.59%	18.13%
01/03/2013	2013-03	1.784.054.636	0.47%	1.96%	102.60%	462.31%	6.59	8.24	49.36%	17.78%
01/04/2013	2013-04	1.781.381.964	0.55%	-0.15%	103.72%	461.47%	6.49	8.37	49.09%	17.81%
01/05/2013	2013-05	1.808.987.072	0.37%	1.55%	104.47%	470.17%	6.50	8.43	48.91%	17.54%
01/06/2013	2013-06	1.847.726.382	0.26%	2.14%	105.00%	482.38%	6.70	9.20	48.78%	17.17%
01/07/2013	2013-07	1.854.519.202	0.03%	0.37%	105.06%	484.52%	6.27	9.00	48.77%	17.11%
01/08/2013	2013-08	1.874.736.680	0.24%	1.09%	105.56%	490.89%	6.09	9.16	48.65%	16.92%
01/09/2013	2013-09	1.892.308.996	0.35%	0.94%	106.27%	496.43%	5.86	8.90	48.48%	16.77%
01/10/2013	2013-10	1.903.729.843	0.57%	0.60%	107.45%	500.03%	5.84	9.23	48.20%	16.67%
01/11/2013	2013-11	1.940.434.536	0.54%	1.93%	108.57%	511.60%	5.77	10.30	47.95%	16.35%
01/12/2013	2013-12	1.985.467.611	0.92%	2.32%	110.49%	525.79%	5.91	10.74	47.51%	15.98%
01/01/2014	2014-01	1.971.127.279	0.55%	-0.72%	111.65%	521.27%	5.59	12.60	47.25%	16.10%
01/02/2014	2014-02	1.989.751.973	0.69%	0.94%	113.11%	527.14%	5.68	13.71	46.92%	15.95%
01/03/2014	2014-03	2.004.771.520	0.92%	0.75%	115.07%	531.88%	6.15	12.36	46.50%	15.83%
01/04/2014	2014-04	2.018.409.621	0.67%	0.68%	116.51%	536.17%	6.28	13.30	46.19%	15.72%
01/05/2014	2014-05	2.037.576.287	0.46%	0.95%	117.50%	542.22%	6.38	12.63	45.98%	15.57%
01/06/2014	2014-06	2.061.091.340	0.40%	1.15%	118.38%	549.63%	6.52	11.54	45.79%	15.39%
01/07/2014	2014-07	2.068.935.938	0.01%	0.38%	118.40%	552.10%	6.50	11.55	45.79%	15.34%
01/08/2014	2014-08	2.087.372.837	0.25%	0.89%	118.94%	557.91%	6.51	11.33	45.67%	15.20%
01/09/2014	2014-09	2.110.060.143	0.57%	1.09%	120.19%	565.06%	6.75	11.49	45.42%	15.04%
01/10/2014	2014-10	2.121.339.527	0.42%	0.53%	121.12%	568.62%	6.59	11.42	45.22%	14.96%
01/11/2014	2014-11	2.146.852.154	0.51%	1.20%	122.24%	576.66%	6.56	10.62	45.00%	14.78%
01/12/2014	2014-12	2.186.471.965	0.78%	1.85%	123.98%	589.14%	6.41	10.11	44.65%	14.51%
01/01/2015	2015-01	2.164.354.124	1.24%	-1.01%	126.75%	582.17%	7.14	9.79	44.10%	14.66%
01/02/2015	2015-02	2.168.510.301	1.22%	0.19%	129.52%	583.48%	7.70	8.97	43.57%	14.63%
01/03/2015	2015-03	2.183.104.350	1.32%	0.67%	132.55%	588.08%	8.13	8.89	43.00%	14.53%
01/04/2015	2015-04	2.178.077.343	0.71%	-0.23%	134.20%	586.50%	8.17	7.90	42.70%	14.57%
01/05/2015	2015-05	2.193.636.407	0.74%	0.71%	135.93%	591.40%	8.47	7.65	42.39%	14.46%
01/06/2015	2015-06	2.200.717.397	0.79%	0.32%	137.80%	593.63%	8.89	6.76	42.05%	14.42%
01/07/2015	2015-07	2.210.374.249	0.62%	0.44%	139.27%	596.68%	9.56	6.83	41.79%	14.35%
01/08/2015	2015-08	2.212.621.000	0.22%	0.10%	139.80%	597.39%	9.53	5.99	41.70%	14.34%
01/09/2015	2015-09	2.233.749.004	0.54%	0.95%	141.09%	604.05%	9.49	5.84	41.48%	14.20%
01/10/2015	2015-10	2.252.120.829	0.82%	0.82%	143.07%	609.84%	9.93	6.15	41.14%	14.09%
01/11/2015	2015-11	2.269.537.065	1.01%	0.77%	145.53%	615.33%	10.48	5.70	40.73%	13.98%
01/12/2015	2015-12	2.334.143.094	0.96%	2.85%	147.88%	635.69%	10.67	6.73	40.34%	13.59%
01/01/2016	2016-01	2.300.666.103	1.27%	-1.43%	151.03%	625.14%	10.71	6.28	39.84%	13.79%
01/02/2016	2016-02	2.301.159.340	0.90%	0.02%	153.29%	625.29%	10.36	6.10	39.48%	13.79%
01/03/2016	2016-03	2.301.406.917	0.43%	0.01%	154.38%	625.37%	9.39	5.41	39.31%	13.79%
01/04/2016	2016-04	2.298.824.612	0.61%	-0.11%	155.93%	624.56%	9.28	5.53	39.07%	13.80%
01/05/2016	2016-05	2.312.333.789	0.78%	0.59%	157.93%	628.81%	9.32	5.41	38.77%	13.72%
01/06/2016	2016-06	2.328.060.305	0.35%	0.68%	158.83%	633.77%	8.84	5.79	38.64%	13.63%
01/07/2016	2016-07	2.335.393.825	0.52%	0.32%	160.18%	636.08%	8.74	5.66	38.43%	13.59%
01/08/2016	2016-08	2.348.937.566	0.44%	0.58%	161.32%	640.35%	8.97	6.17	38.27%	13.51%
01/09/2016	2016-09	2.351.620.449	0.08%	0.11%	161.53%	641.20%	8.48	5.28	38.24%	13.49%
01/10/2016	2016-10	2.356.477.212	0.26%	0.21%	162.21%	642.73%	7.87	4.64	38.14%	13.46%
01/11/2016	2016-11	2.387.236.146	0.18%	1.31%	162.68%	652.42%	6.99	5.21	38.07%	13.29%
01/12/2016	2016-12	2.446.065.748	0.30%	2.46%	163.47%	670.97%	6.29	4.81	37.95%	12.97%
01/01/2017	2017-01	2.390.710.458	0.38%	-2.26%	164.47%	653.52%	5.35	3.92	37.81%	13.27%
01/02/2017	2017-02	2.401.311.628	0.33%	0.44%	165.34%	656.86%	4.76	4.36	37.69%	13.21%
01/03/2017	2017-03	2.413.002.766	0.25%	0.49%	166.01%	660.54%	4.57	4.86	37.59%	13.15%
01/04/2017	2017-04	2.428.356.121	0.14%	0.64%	166.38%	665.38%	4.08	5.65	37.54%	13.07%
01/05/2017	2017-05	2.462.036.268	0.31%	1.39%	167.21%	676.00%	3.60	6.49	37.42%	12.89%
01/06/2017	2017-06	2.497.091.464	-0.23%	1.42%	166.59%	687.05%	3.00	7.27	37.51%	12.71%
01/07/2017	2017-07	2.492.501.008	0.24%	-0.18%	167.23%	685.60%	2.71	6.74	37.42%	12.73%
01/08/2017	2017-08	2.513.003.631	0.19%	0.82%	167.74%	692.06%	2.46	6.99	37.35%	12.63%
01/09/2017	2017-09	2.529.390.340	0.16%	0.65%	168.17%	697.23%	2.54	7.57	37.29%	12.54%
01/10/2017	2017-10	2.516.956.654	0.42%	-0.49%	169.29%	693.31%	2.70	6.82	37.13%	12.61%
01/11/2017	2017-11	2.542.372.506	0.28%	1.01%	170.05%	701.32%	2.80	6.50	37.03%	12.48%
01/12/2017	2017-12	2.581.696.299	0.44%	1.55%	171.24%	713.71%	2.95	5.56	36.87%	12.29%
01/01/2018	2018-01	2.540.195.151	0.29%	-1.61%	172.02%	700.63%	2.86	6.26	36.76%	12.49%
01/02/2018	2018-02	2.555.764.990	0.32%	0.61%	172.89%	705.54%	2.84	6.44	36.64%	12.41%
01/03/2018	2018-03	2.610.244.305	0.09%	2.13%	173.14%	722.71%	2.68	8.17	36.61%	12.15%
01/04/2018	2018-04	2.610.320.393	0.22%	0.00%	173.74%	722.74%	2.76	7.49	36.53%	12.15%
01/05/2018	2018-05	2.639.056.258	0.40%	1.10%	174.83%	731.79%	2.85	7.18	36.39%	12.02%
01/06/2018	2018-06	2.687.682.367	1.26%	1.84%	178.30%	747.12%	4.39	7.62	35.93%	11.80%
01/07/2018	2018-07	2.687.705.607	0.33%	0.00%	179.22%	747.13%	4.48	7.82	35.81%	11.80%
01/08/2018	2018-08	2.722.687.661	-0.09%	1.30%	178.96%	758.15%	4.19	8.33	35.85%	11.65%
01/09/2018	2018-09	2.768.549.987	0.48%	1.68%	180.30%	772.61%	4.53	9.44	35.68%	11.46%
01/10/2018	2018-10	2.758.971.123	0.45%	-0.35%	181.56%	769.59%	4.56	9.59	35.52%	11.50%
01/11/2018	2018-11	2.767.462.368	-0.21%	0.31%	180.97%	772.26%	4.05	8.83	35.59%	11.46%
01/12/2018	2018-12	2.851.295.642	0.15%	3.03%	181.39%	798.69%	3.75	10.42	35.54%	11.13%
01/01/2019	2019-01	2.782.890.822	0.32%	-2.40%	182.29%	777.13%	3.78	9.53	35.42%	11.40%
01/02/2019	2019-02	2.789.368.553	0.43%	0.23%	183.51%	779.17%	3.89	9.12	35.27%	11.37%
01/03/2019	2019-03	2.826.921.482	0.75%	1.35%	185.64%	791.01%	4.58	8.29	35.01%	11.22%
01/04/2019	2019-04	2.837.567.785	0.57%	0.38%	187.26%	794.36%	4.94	8.70	34.81%	11.18%
01/05/2019	2019-05	2.858.260.568	0.13%	0.73%	187.64%	800.88%	4.66	8.30	34.77%	11.10%
01/06/2019	2019-06	2.882.284.876	0.01%	0.84%	187.67%	808.46%	3.37	7.24	34.76%	11.01%
01/07/2019	2019-07	2.887.363.074	0.19%	0.18%	188.21%	810.06%	3.22	7.43	34.70%	10.99%
01/08/2019	2019-08	2.910.893.771	0.11%	0.81%	188.53%	817.47%	3.43	6.91	34.66%	10.90%
01/09/2019	2019-09	2.954.813.223	-0.04%	1.51%	188.41%	831.32%	2.89	6.73	34.67%	10.74%
01/10/2019	2019-10	2.966.159.632	0.10%	0.38%	188.70%	834.89%	2.54	7.51	34.64%	10.70%
01/11/2019	2019-11	3.006.693.123	0.51%	1.37%	190.17%	847.67%	3.27	8.65	34.46%	10.55%
01/12/2019	2019-12	3.099.422.442	1.15%	3.08%	193.51%	876.89%	4.31	8.70	34.07%	10.24%
01/01/2020	2020-01	3.032.056.110	0.21%	-2.17%	194.13%	855.66%	4.19	8.96	34.00%	10.46%
01/02/2020	2020-02	3.043.035.747	0.25%	0.36%	194.86%	859.12%	4.00	9.10	33.91%	10.43%
01/03/2020	2020-03	3.209.501.552	0.07%	5.47%	195.07%	911.59%	3.30	13.53	33.89%	9.89%
01/04/2020	2020-04	3.392.853.533	-0.31%	5.71%	194.15%	969.38%	2.40	19.56	34.00%	9.35%
01/05/2020	2020-05	3.538.699.264	-0.38%	4.30%	193.04%	1015.35%	1.88	23.80	34.13%	8.97%
01/06/2020	2020-06	3.633.595.533	0.26%	2.68%	193.80%	1045.26%	2.13	26.06	34.04%	8.73%
01/07/2020	2020-07	3.718.433.395	0.36%	2.33%	194.86%	1072.00%	2.31	28.76	33.91%	8.53%
01/08/2020	2020-08	3.757.567.018	0.24%	1.05%	195.56%	1084.33%	2.44	29.07	33.83%	8.44%
01/09/2020	2020-09	3.842.696.583	0.64%	2.27%	197.46%	1111.16%	3.14	30.04	33.62%	8.26%
01/10/2020	2020-10	3.892.841.631	0.86%	1.30%	200.01%	1126.97%	3.92	31.23	33.33%	8.15%
01/11/2020	2020-11	3.922.090.546	0.89%	0.75%	202.68%	1136.19%	4.31	30.43	33.04%	8.09%
01/12/2020	2020-12	3.998.221.163	1.35%	1.94%	206.77%	1160.18%	4.52	28.98	32.60%	7.94%
01/01/2021	2021-01	3.886.076.220	0.25%	-2.80%	207.54%	1124.84%	4.56	28.15	32.52%	8.16%
01/02/2021	2021-02	3.883.410.796	0.86%	-0.07%	210.18%	1124.00%	5.20	27.60	32.24%	8.17%
01/03/2021	2021-03	3.935.393.883	0.93%	1.34%	213.07%	1140.38%	6.10	22.61	31.94%	8.06%
01/04/2021	2021-04	3.941.404.119	0.31%	0.15%	214.04%	1142.27%	6.76	16.16	31.84%	8.05%
01/05/2021	2021-05	3.959.086.827	0.83%	0.45%	216.64%	1147.85%	8.06	11.87	31.58%	8.01%
01/06/2021	2021-06	4.061.317.241	0.53%	2.58%	218.32%	1180.07%	8.35	11.76	31.41%	7.81%
01/07/2021	2021-07	4.111.578.695	0.96%	1.24%	221.38%	1195.91%	8.99	10.57	31.12%	7.72%
01/08/2021	2021-08	4.150.515.916	0.87%	0.95%	224.17%	1208.18%	9.68	10.46	30.85%	7.64%
01/09/2021	2021-09	4.195.671.424	1.16%	1.09%	227.93%	1222.42%	10.25	9.19	30.49%	7.56%
01/10/2021	2021-10	4.177.585.149	1.25%	-0.43%	232.03%	1216.72%	10.67	7.32	30.12%	7.59%
01/11/2021	2021-11	4.187.267.597	0.95%	0.23%	235.19%	1219.77%	10.74	6.77	29.83%	7.58%
01/12/2021	2021-12	4.320.167.468	0.73%	3.17%	237.63%	1261.66%	10.06	8.06	29.62%	7.34%
01/01/2022	2022-01	4.206.294.859	0.54%	-2.64%	239.46%	1225.76%	10.38	8.23	29.46%	7.54%
01/02/2022	2022-02	4.270.965.320	1.01%	1.54%	242.89%	1246.15%	10.54	9.98	29.16%	7.43%
01/03/2022	2022-03	4.370.943.102	1.62%	2.34%	248.44%	1277.66%	11.30	11.06	28.70%	7.26%
01/04/2022	2022-04	4.437.056.510	1.06%	1.51%	252.13%	1298.50%	12.13	12.57	28.40%	7.15%
01/05/2022	2022-05	4.528.401.923	0.47%	2.06%	253.79%	1327.29%	11.73	14.38	28.27%	7.01%
01/06/2022	2022-06	4.627.983.191	0.67%	2.20%	256.16%	1358.67%	11.89	13.95	28.08%	6.86%
01/07/2022	2022-07	4.689.343.288	-0.68%	1.33%	253.74%	1378.01%	10.07	14.05	28.27%	6.77%
01/08/2022	2022-08	4.778.941.120	-0.36%	1.91%	252.46%	1406.25%	8.73	15.14	28.37%	6.64%
01/09/2022	2022-09	4.860.082.436	-0.29%	1.70%	251.44%	1431.83%	7.17	15.83	28.45%	6.53%
01/10/2022	2022-10	4.865.558.637	0.59%	0.11%	253.52%	1433.55%	6.47	16.46	28.29%	6.52%
01/11/2022	2022-11	4.960.885.500	0.41%	1.96%	254.97%	1463.60%	5.90	18.47	28.17%	6.40%
01/12/2022	2022-12	5.105.452.217	0.62%	2.91%	257.17%	1509.17%	5.78	18.17	28.00%	6.21%
01/01/2023	2023-01	5.034.001.567	0.53%	-1.40%	259.06%	1486.65%	5.77	19.68	27.85%	6.30%
01/02/2023	2023-02	5.094.021.240	0.84%	1.19%	262.08%	1505.56%	5.60	19.27	27.62%	6.23%
01/03/2023	2023-03	5.227.111.932	0.71%	2.61%	264.65%	1547.51%	4.65	19.58	27.42%	6.07%
01/04/2023	2023-04	5.256.116.447	0.61%	0.55%	266.87%	1556.65%	4.18	18.45	27.26%	6.04%
01/05/2023	2023-05	5.332.968.713	0.23%	1.46%	267.71%	1580.88%	3.94	17.75	27.20%	5.95%
01/06/2023	2023-06	5.433.487.431	-0.08%	1.88%	267.42%	1612.56%	3.16	17.38	27.22%	5.84%
01/07/2023	2023-07	5.480.967.355	0.12%	0.87%	267.86%	1627.52%	3.99	16.85	27.18%	5.79%
01/08/2023	2023-08	5.581.019.740	0.23%	1.83%	268.71%	1659.06%	4.61	16.76	27.12%	5.68%
01/09/2023	2023-09	5.643.662.354	0.26%	1.12%	269.67%	1678.80%	5.19	16.09	27.05%	5.62%
01/10/2023	2023-10	5.689.464.310	0.24%	0.81%	270.55%	1693.24%	4.82	16.91	26.99%	5.58%
01/11/2023	2023-11	5.758.583.696	0.28%	1.21%	271.59%	1715.02%	4.68	16.05	26.91%	5.51%
01/12/2023	2023-12	5.904.635.775	0.56%	2.54%	273.67%	1761.06%	4.62	15.63	26.76%	5.37%
01/01/2024	2024-01	5.841.201.208	0.42%	-1.07%	275.24%	1741.06%	4.51	16.02	26.65%	5.43%
01/02/2024	2024-02	5.867.783.144	0.83%	0.46%	278.36%	1749.44%	4.50	15.18	26.43%	5.41%
01/03/2024	2024-03	5.969.478.261	0.16%	1.73%	278.96%	1781.49%	3.93	14.19	26.39%	5.31%
01/04/2024	2024-04	6.010.176.412	0.38%	0.68%	280.40%	1794.32%	3.69	14.34	26.29%	5.28%
01/05/2024	2024-05	6.101.542.281	0.46%	1.52%	282.15%	1823.12%	3.93	14.41	26.17%	5.20%
01/06/2024	2024-06	6.241.081.631	0.21%	2.29%	282.95%	1867.10%	4.23	14.87	26.11%	5.08%
01/07/2024	2024-07	6.298.320.378	0.38%	0.92%	284.41%	1885.14%	4.50	14.92	26.01%	5.04%
01/08/2024	2024-08	6.361.258.911	-0.02%	1.00%	284.33%	1904.98%	4.24	13.99	26.02%	4.99%
01/09/2024	2024-09	6.372.576.455	0.44%	0.18%	286.02%	1908.55%	4.42	12.93	25.91%	4.98%
01/10/2024	2024-10	6.418.306.026	0.56%	0.72%	288.18%	1922.96%	4.76	12.83	25.76%	4.94%
01/11/2024	2024-11	6.498.143.465	0.39%	1.24%	289.70%	1948.12%	4.87	12.86	25.66%	4.88%
01/12/2024	2024-12	6.658.392.904	0.52%	2.47%	291.72%	1998.63%	4.83	12.78	25.53%	4.77%
01/01/2025	2025-01	6.544.049.603	0.16%	-1.72%	292.35%	1962.59%	4.56	12.04	25.49%	4.85%
01/02/2025	2025-02	6.644.991.320	1.31%	1.54%	297.49%	1994.41%	5.06	13.25	25.16%	4.77%
01/03/2025	2025-03	6.686.758.095	0.56%	0.63%	299.72%	2007.57%	5.48	12.02	25.02%	4.74%
01/04/2025	2025-04	6.765.153.518	0.43%	1.17%	301.44%	2032.28%	5.53	12.57	24.91%	4.69%
01/05/2025	2025-05	6.854.637.583	0.26%	1.32%	302.48%	2060.48%	5.32	12.35	24.85%	4.63%